Tag Archives: peribadi

BSN Personal Financing | e-pinjaman – Personal Loan

An exclusive personal financing package catered especially for executives for private sector with require no guarantor. Continue reading

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GAGAL MENDAPAT PINJAMAN DR BANK ? MOHONLAH DGN

TEL : 603-78030622 FAX : 603-78877844. HP : 016-2182544 / 6017-3200017 Continue reading

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Bank Islam Personal Financing-i Floating Rate Table | e-pinjaman …

Bank Islam Personal Financing-i facility is an unsecured/secured term financing to meet personal financial needs which is calculated based on either a fixed rate or variable/floating rate. Bank Islam offers shariah compliant personal finacing-i. There are 3 type of personal financing available namely : Personal Financing-I Package Personal Financing-I non- Package Programme for Medical practitioner For Bank Islam Personal Financing-i which is based on fixed rate, you can read in our previous post. Continue reading

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Bank Rakyat Personal Financing i-Aslah | e-pinjaman – Personal Loan

Bank Rakyat Personal Financing i-Aslah (pinjaman peribadi Bank Rakyat i-Aslah) is one of the top islamic personal financing facilities offered by Bank Rakyat. Bank Rakyat offers various type of financing facilites under the i-Aslah : Personal Financing-i Aslah Awam Personal Financing-i Aslah Swasta Personal Financing-i Aslah Senior Citizen Product Characteristics Eligibility Malaysian citizens Aged not less than 18 years old Government Servant or Government Liaised Companies (GLC) Minimum Monthly income at RM1, 000 for Government Servant and RM2,000 for private In service for six (6) months and above Total Financing Financing Duration Repayment terms are between one and ten years. Repayment Methods Angkasa Service Bureau Employer payroll deduction Savings account deduction Required Documents The documents required for Bank Rakyat Personal Financing i-Aslah is as follows : Photocopy of Identification Card Certification of employer Latest Payment Slip for three (3) months Employee Provident Fund Statement with continuous contribution transaction for a minimum of six (6) months Income Tax Statement (BE Form) for applicants that have been in service for one (1) year and above Personal Financing i-Aslah Profit Rate Please ask the sales person or read in the products disclosure sheet on the Effective Annual Profit Rate Continue reading

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BNM News: Pinjaman rumah: NGO minta kaji semula

KUALA LUMPUR 6 Julai – Langkah Bank Negara Malaysia (BNM) menetapkan tempoh pinjaman peribadi maksimum dihadkan selama 10 tahun dilihat mampu mengekang hutang isi rumah ketika ini berada pada paras 83 peratus daripada keluaran dalam negara kasar (KDNK). Source from (Utusan Malaysia): http://www.utusan.com.my/utusan/Kota/20130707/wk_01/Pinjaman-rumah-NGO-minta-kaji-semula Published: July 08, 2013Bagaimanapun, beberapa persatuan pengguna melihat langkah BNM menetapkan tempoh pembelian rumah dihadkan selama 35 tahun perlu dikaji semula.Yang Dipertua Persatuan Keselamatan Pengguna Kuala Lumpur (PKP), Samsudin Mohamad Fauzi (gambar) berkata, sebuah mekanisme lain perlu diwujudkan badan tersebut memandangkan harga hartanah di negara ini kian meningkat.”Kita menyokong langkah BNM berhubung tempoh pinjaman peribadi ingin melihat tempoh tersebut disingkatkan lagi selain menghalang peminjam melakukan pinjaman kedua ketika pinjaman pertama belum dilangsaikan.”Tetapi tempoh pembelian rumah perlu dikaji kerana tempoh 45 tahun sebelum ini sudah relevan berbanding 35 tahun, ramai daripada pembeli terdiri daripada golongan pertengahan,” katanya ketika dihubungi di sini hari ini.Gabenor Bank Negara Malaysia, Tan Sri Dr Continue reading

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