Tag Archives: peribadi
TEL : 603-78030622 FAX : 603-78877844. HP : 016-2182544 / 6017-3200017. Ad Reference ID: 7405254e66285807. Pinjaman Peribadi Pinjaman Perniagaan CCRIS CTOS SENARAI HITAM CALL NOW 016-2182544.
Bank Islam Personal Financing-i facility is an unsecured/secured term financing to meet personal financial needs which is calculated based on either a fixed rate or variable/floating rate.
Bank Islam offers shariah compliant personal finacing-i. There are 3 type of personal financing available namely :
Personal Financing-I Package
Personal Financing-I non- Package
Programme for Medical practitioner
For Bank Islam Personal Financing-i which is based on fixed rate, you can read in our previous post.
Bank Islam Personal Financing Floating Rate (Jadual Kadar Terapung Pembiayaan Peribadi-i)
There are 2 rates available for Bank Islam Personal Financing-i Floating Rate which is based on the KPA (Kadar Pembiayaan Asas) which is currently at 6.60% :
Repayment period up to 3 years : KPA – 1.70%Repayment period from 4 – 10 years : KPA – 0.40%
Details of Bank Islam personal financing rate can be viewed HERE.
Personal Loan/ Personal Financing Tips
Before you apply this personal loan, please read Product Disclosure Sheet for details of the products including the profit rate/interest rate.
Read here to understand about Effective Annual Profit Rate.
Personal Loan/ Personal Financing Details :Name : Bank Islam BerhadWebsite : www.bankislam.com.my
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Tags: Bank Islam personal loan, kadar pinjaman bank islam, loan rate
Bank Rakyat Personal Financing i-Aslah (pinjaman peribadi Bank Rakyat i-Aslah) is one of the top islamic personal financing facilities offered by Bank Rakyat.
Bank Rakyat offers various type of financing facilites under the i-Aslah :
Personal Financing-i Aslah Awam
Personal Financing-i Aslah Swasta
Personal Financing-i Aslah Senior Citizen
Aged not less than 18 years old
Government Servant or Government Liaised Companies (GLC)
Minimum Monthly income at RM1, 000 for Government Servant and RM2,000 for private
In service for six (6) months and above
Repayment terms are between one and ten years.
Angkasa Service Bureau
Employer payroll deduction
Savings account deduction
The documents required for Bank Rakyat Personal Financing i-Aslah is as follows :
Photocopy of Identification Card
Certification of employer
Latest Payment Slip for three (3) months
Employee Provident Fund Statement with continuous contribution transaction for a minimum of six (6) months
Income Tax Statement (BE Form) for applicants that have been in service for one (1) year and above
Personal Financing i-Aslah Profit Rate
Please ask the sales person or read in the products disclosure sheet on the Effective Annual Profit Rate. Read here to understand about Effective Annual Profit Rate.
Personal Financing i-Aslah Repayment Table (Jadual Pembayaran Pembiayaan Peribadi i-Aslah Bank Rakyat) 2013
Jadual Pembayaran Pembiayaan Peribadi Aslah Awam
Please click HERE.
Jadual Pembayaran Pembiayaan Peribadi Aslah Swasta
How much does an Bank Rakyat’s Personal Financing i-Aslah cost?
This Personal Financing-i product has no processing fees and there are no hidden charges. You will need to pay Government Stamp Duty that amounts to 0.50% of the amount you borrow.
Apply Bank Rakyat Personal Financing i-Aslah Online
If you are interested to apply Bank Rakyat Personal Financing (loan) i-Aslah, you can do it online at Bank Rakyat portal HERE.
Personal Loan/Personal Financing CalculatorPlease use the loan calculator to check on the monthly repayment.
Personal Loan/ Personal Financing Details :Name : Bank RakyatWebsite : www.bankrakyat.com.my
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Tags: Bank Rakyat Personal Financing i-Aslah, jadual pembayaran bank rakyat, kadar pinjaman peribadi, offer, personal loan rate
See the article here: Bank Rakyat Personal Financing i-Aslah | e-pinjaman – Personal Loan
KUALA LUMPUR 6 Julai – Langkah Bank Negara Malaysia (BNM) menetapkan tempoh pinjaman peribadi maksimum dihadkan selama 10 tahun dilihat mampu mengekang hutang isi rumah ketika ini berada pada paras 83 peratus daripada keluaran dalam negara kasar (KDNK).
Source from (Utusan Malaysia): http://www.utusan.com.my/utusan/Kota/20130707/wk_01/Pinjaman-rumah-NGO-minta-kaji-semula Published: July 08, 2013Bagaimanapun, beberapa persatuan pengguna melihat langkah BNM
menetapkan tempoh pembelian rumah dihadkan selama 35 tahun perlu dikaji
semula.Yang Dipertua Persatuan Keselamatan Pengguna Kuala Lumpur (PKP), Samsudin Mohamad Fauzi (gambar) berkata, sebuah mekanisme lain perlu diwujudkan badan tersebut memandangkan harga hartanah di negara ini kian meningkat.”Kita menyokong langkah BNM berhubung tempoh pinjaman peribadi ingin
melihat tempoh tersebut disingkatkan lagi selain menghalang peminjam
melakukan pinjaman kedua ketika pinjaman pertama belum dilangsaikan.”Tetapi tempoh pembelian rumah perlu dikaji kerana tempoh 45 tahun
sebelum ini sudah relevan berbanding 35 tahun, ramai daripada pembeli
terdiri daripada golongan pertengahan,” katanya ketika dihubungi di sini
hari ini.Gabenor Bank Negara Malaysia, Tan Sri Dr. Zeti Akhtar Aziz semalam
berkata, selain memendekkan had tempoh pinjaman peribadi dan pembelian
aset, larangan turut dikenakan bagi menawarkan produk pembiayaan
peribadi yang diluluskan terlebih dahulu.Sebelum ini, had tempoh pinjaman peribadi ialah 25 tahun manakala pinjaman pembelian rumah ialah 45 tahun.Dalam pada itu, Ketua Aktivis Persatuan Pengguna Islam Malaysia (PPIM), Datuk Nadzim Johan berkata, BNM perlu melihat realiti bahawa sebahagian besar rakyat memerlukan masa untuk melangsaikan bayaran mereka.Jelasnya, melalui tempoh pinjaman yang panjang, barulah orang ramai
dapat mengimbangi kemampuan mereka terutama dalam mendepani kos hidup
yang tinggi pada masa ini.”Sekiranya BNM melihat langkah ini sebagai satu pendekatan proaktif,
kita menyokongnya tetapi sekira ia memberi langkah kepada orang ramai,
ada baiknya penetapan ini dikaji semula,” katanya.
Here is the original post: BNM News: Pinjaman rumah: NGO minta kaji semula
Posted in category: Insurance Tips at: December 23, 2012 by valdes By John GanUnlike different loans, giving out of personal loans is a new concept. Everyday this new idea is gaining popularity. Not only the banks but additionally the money lender is ready to provide out personal loans to whoever involves them. Pinjaman peribadi Malaysia is also something that is gaining significance as getting money from the money lender is far easier than it’s from the bank.Personal loan is one thing that one would happily say a yes to if that individual has a steady earnings and might repay the mortgage over the given interval of time. Not only is the process with a money lender in Malaysia far simpler, it is also very convenient and straightforward to repay. Though the demand of very excessive rates of interest is predominant among the money lenders one actually cannot deny that giving out of pinjaman peribadi Malaysia is just not a piece of cake.Without any security the money lender in Malaysia readily gives out personal mortgage that is only lent out on the promise of the one who borrows the cash. Since this is the only criteria the loans aren’t given out for an extended time frame, the money lenders favor to provide it out only to the people who are willing to pay the amount again in a short period of time.Pinjaman peribadi Malaysia is now being most well-liked more and more especially because this young generation is extremely ambitious and desires everything from the very beginning. Since personal loan is a loan that is normally taken to meet ones private needs and to buy things one wishes for however cannot afford at that point of time. Hence the popularity of pinjaman peribadi Malaysia is justified.The money lender also in turn benefits a lot. Though they give out loans without any security they’re those who charge a really high fee of interest in Malaysia when giving out personal loan. And other people get the required amount of cash without any problem so it is a 2 way revenue business.With increasingly more banks moving into the circle of lending out personal loans, the money lender need by no means feared that this would affect his business. Banks though giving charges that are way more lower than those the money lender charges for pinjaman peribadi Malaysia by some means contain a lot of paperwork and messy details that personal loan from a money lender is opted.Cash from a money lender as personal loan is easy money source in Malaysia. Malaysia being a country where larger way of life will not be only a need but can be becoming a need day by day and thus requiring a personal loan is changing into inevitable, because people need to in whatever method possible to live a life with those standards.Therefore in a country like Malaysia wherein money lending is frequent from a really very long time the unsecured loan also called the personal loan is changing into a most important stream business for the money lender.Pinjaman peribadi Malaysia by way of the money lender will not be only one of many fundamental wants of the young generation of Malaysia but also one of many main stream business element for lots of people as money lending as taken a shift from being a micro financing branched enterprise to a major stream one.About the Author:We are operating legaly under the ACT of “Pemberi Pinjaman 1951″. By owning the licence, we are able to offer you a more flexible scheme with easy repayment back to us within your ability in terms of individual.
See the rest here: Choice For Money Lender In Case Of Pinjaman Peribadi Malaysia